Take advantage of a possible VA assumable loan at an attractive 2.85% interest rate (for qualified buyers). Step inside this bright and inviting colonial in sought after Aquia Harbor, one of Staffords most desirable communities, where warmth and charm welcome you at every turn. This neighborhood is celebrated for its peaceful setting, natural beauty, and resort-style amenities. Residents enjoy the security of gated entrances, access to their own private riverfront, and equestrian facilities, making it an ideal location for outdoor enthusiasts and those who appreciate a touch of country luxury. The Harbor also offers scenic walking and riding trails, community open spaces, and a true sense of privacy while still being just minutes from major commuter routes, shopping, dining, and highly rated schools. Inside, the home features beautiful hardwood floors that flow throughout, adding a timeless touch to the open and comfortable layout. Mornings are filled with natural light streaming through the windows as you enjoy coffee in your cozy kitchen, and evenings invite relaxation in the spacious living area or hosting gatherings that flow easily from room to room. Outside, the level lot provides the perfect space for outdoor fun, gardening, or simply unwinding in the fresh air. Offering comfort, character, and everyday ease in a location that perfectly balances convenience and tranquility, this home is truly a rare findespecially with the opportunity to assume a low-rate VA loan and make The Harbor your new home.