This property qualifies for CRA financing with 3% down, no PMI, and an interest rate lower than FHA. A 13-month HWA home warranty will be included with an acceptable offer. Charming 2-Bed, 1.5-Bath Home in North Philadelphia! This beautifully maintained 2-bedroom, 1.5-bath home in a vibrant and growing neighborhood is a move-in ready opportunity. The front porch, concrete, siding, front door, and windows have all been updated. The home retains its original hardwood floors throughout the first and second floors, adding character and warmth. The kitchen and updated bathroom with a standup shower make daily living convenient and stylish. Heating is provided by radiators, and the home is all-electric. The basement is unfinished, offering potential for additional storage or future improvements. Additional features include a washer and dryer and a cemented backyard with a small alleyway. Key Bank is offering a 5K credit for this property which can be tied in with the Philly First 10K grant. The 5K credit can be applied toward closing costs or to prepay mortgage, flood/hazard insurance, escrow deposit, real estate taxes, or per diem interest. Located near several parks, including McKinley Playground, Lighthouse Field, and Hissey Center, this home offers both charm and convenience in a sought-after area of Kensington, making it perfect for buyers looking for a well-maintained, move-in ready home with classic features and modern updates. Schedule your showing today!