Welcome to 340 E Mechanic Street, a charming newly renovated 2-bedroom, 1-bath starter home tucked away on a quiet block in the heart of Germantownan incredible opportunity for first-time buyers. This home qualifies for an unbeatable first-time buyer program with up to 100% financing, making homeownership more attainable than ever. Inside, youll find comfortable living spaces with a washer and dryer included; offering everyday convenience from day one. There is a bonus finished 3rd floor room that could provide extra living space or home office. Along with a spacious backyard that has tons of potential. The property is certified lead safe, providing added peace of mind, and is ideal for buyers looking for an affordable, move-in-ready option with strong long-term potential in a growing Philadelphia neighborhood. Perfect for owner-occupants or savvy buyers ready to take advantage of favorable financing programs, this is a rare chance to own for less than the cost of renting. Owner is a licensed Realtor.