Finksburg, MD 21048 2116 Spencer Lane

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Presented By: Cummings & Co. Realtors
  • MLS# MDCR2031434
  • 11/20/2025
  • Request Tour
  • Request Info
  • Beds • 3
  • Baths • 2
  • SQFT • 2,189
  • Garage • 2

Home Details

Welcome to 2116 Spencer Lane, a delightful rancher nestled on a private lane in Finksburg! Great price for a single family home on a .88ac level lot! Enjoy mornings and evenings on the expansive 21' x 9' front porch, offering the perfect spot to relax with coffee and conversation. This charming 1,600-square-foot home offers the perfect blend of comfort and convenience with 3 bedrooms, 2 full bathrooms and a host of thoughtful updates. Step inside and enjoy a bright, welcoming living space that flows effortlessly into an updated kitchen (2022) including a gas range, perfect for both everyday meals and entertaining. A spacious dining room with a cathedral ceiling offers plenty of room to host a crowd, while the cozy breakfast area features a charming built-in corner cupboard that adds both character and extra storage. The home also offers a huge family room, ideal for gatherings, relaxation and movie nights. Vinyl clad double hung, tilt-in replacement windows throughout (2016). Enjoy the added comfort and style of Levolor blinds throughout the main level. One of the bathrooms has been tastefully updated as well (2022), adding a modern touch to this cozy home. The Laundry has been relocated to the 3rd bedroom for main level convenience. The basement includes the 2nd Full Bath along with extra space for a Rec Room with a built-in dry bar, Utility Room with a large closet (9 x 4), a Weil McLain boiler (approx. 2012) and lots of storage space. The roof was replaced in (approx) 2017. Situated on a generous and level 0.88-acre lot, the property features a lovely yard ideal for outdoor enjoyment, complete with a fire pit for gatherings and cozy evenings. Youll also appreciate 2 good size storage sheds, an oversized 2-car garage with 2 workbenches for your projects, a circular driveway and extra paved area ensuring plenty of parking. Commuters will love the convenient location with easy access to major routes including I-795, Route 140, and Route 91, as well as quick connections to Westminster, Owings Mills, Sykesville, and Hampstead. Don't miss the opportunity to make this delightful property your new home! Property sold As-Is.
Presented By: Cummings & Co. Realtors

Interior Features for 2116 Spencer Lane

Bedrooms

Main Level Bedrooms3
Total Bedrooms3

Bathrooms

Bathrooms Full Lower Level 11
Bathrooms Full All Lower Levels1
Bathrooms Count Lower Level 11.00
Bathrooms Count All Lower Levels1
Total Baths2

Other Interior Features

LivingAreaSourceAssessor
Below Grade Unfin Area UnitsSquare Feet
Below Grade Unfin SQFT0
Below Grade Unfin SQFT SourceAssessor
Above Grade Finished Area1600
Above Grade Finished Area SourceAssessor
Above Grade Finished Area Unit TypeSquare Feet
BasementPartially Finished, Shelving, Outside Entrance, Walkout Stairs
Basement (Y/N)Yes
Below Grade Finished Area589
Below Grade Finished Area SourceAssessor
Below Grade Finished Area Unit TypeSquare Feet
Central Air Y/NNo
Fireplace FeaturesMantel(s), Screen, Wood
Fireplace Y/NYes
FlooringLaminate Plank, Carpet, Concrete, Other
Heating FuelOil
Heating Y/NYes
Hot WaterOil
Interior AmenitiesBar, Bathroom - Stall Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Country, Walk-in Closet(s), Water Treat System, Wet/Dry Bar, W
Laundry TypeMain Floor
Total Fireplaces1
Window FeaturesReplacement, Double Hung, Double Pane, Screens

Other Rooms

Room TypeDining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Breakfast Room, Recreation Room, Utility Room, Full Bath

Room Details for 2116 Spencer Lane

Bedroom 2

level Main
description Flooring - Vinyl, Ceiling Fan(s)

Bedroom 3

level Main
description Flooring - Vinyl, Ceiling Fan(s)

Breakfast Room

level Main
description Flooring - Laminate Plank, Ceiling Fan(s), Built-Ins

Dining Room

level Main
description Flooring - Laminate Plank, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Window Treatments

Family Room

level Main
description Flooring - Carpet, Ceiling Fan(s), Built-Ins

Full Bath

level Main
description Flooring - Vinyl, Bathroom - Stall Shower, Window Treatments

Full Bath # 2

level Lower 1
description Bathroom - Stall Shower

Kitchen

level Main
description Flooring - Laminate Plank, Breakfast Room, Kitchen - Country, Kitchen - Gas Cooking, Ceiling Fan(s), Lighting - Pendants, Lighting - Ceiling, Window Treatments

Primary Bedroom

level Main
description Flooring - Vinyl, Ceiling Fan(s), Window Treatments

Recreation Room

level Lower 1
description Basement - Partially Finished, Flooring - Other, Bathroom - Stall Shower, Fireplace - Wood Burning, Lighting - Ceiling

Utility Room

level Lower 1
description Basement - Partially Finished, Bathroom - Stall Shower, Flooring - Other, Lighting - Ceiling, Walk-In Closet(s)

General for 2116 Spencer Lane

Acceptable FinancingCash, Conventional, FHA, VA
AccessibilityNone
AppliancesDishwasher, Dryer, Freezer, Oven - Self Cleaning, Oven/Range - Gas, Range Hood, Washer, Water Conditioner - Owned
Architectural StyleRanch/Rambler
Bathrooms Count Main Level1.00
Bathrooms Full Main Level1
CityFINKSBURG
Condo/Coop Association fee Y/NNo
Construction MaterialsAluminum Siding
Cool FuelElectric
CoolingCeiling Fan(s), Window Unit(s), Wall Unit
CountyCARROLL
DirectionsFrom Rt 140 and Rt 91 intersection, west on 140, bear right onto Old Westminster Pike to the end, right on Spencer Lane. Home is on your left.
DisclosuresProp Disclaimer
Electric100 Amp Service, 200+ Amp Service
Facing DirectionSouth
Full Baths2
Garage Spaces2.00
Garage Y/NYes
HOANo
HeatingBaseboard - Hot Water
Lease Considered Y/NNo
Legal SubdivisionWOOLERYS ELECTION DISTRICT
Levels2
Living Area2189
Lot Size Square Feet38332.00
Lot Size UnitsSquare Feet
New ConstructionNo
Other StructuresAbove Grade, Below Grade
OwnershipFee Simple
Possession0-30 Days CD
Price Per Sq Ft Total AG187.44
Property ConditionAverage
Property TypeResidential
RoofArchitectural Shingle, Asphalt
School DistrictCARROLL COUNTY PUBLIC SCHOOLS
Senior Community Y/NNo
SewerPrivate Sewer
Standard StatusActive
StatusACTIVE
Structure TypeDetached
Subdivision NameNONE AVAILABLE
Tax Annual Amount3334.0
Tax Assessed Value289700.0
Tax Year2025
Total SQFT2189
UtilitiesCable TV Available, Propane
Vacation Rental Y/NNo
ViewGarden/Lawn
Virtual TourClick here
Water Access Y/NNo
Year Built1965
Year Built SourceAssessor
ZoningR-200

Exterior for 2116 Spencer Lane

# of Attached Garage Spaces2
Door FeaturesStorm, Insulated
Exterior AmenitiesExterior Lighting, Outbuilding(s), Satellite Dish, Sidewalks
Foundation DetailsBlock
Garage FeaturesGarage - Side Entry, Oversized
InclusionsRange, Range Hood, Dishwasher, Washer, Dryer, Levolor Blinds, Curtains, Workbenches, Shelving in basement
Land Assessed Value155200.00
Land Use CodeR
Lot FeaturesFront Yard, Rear Yard, SideYard(s), Level, Landscaping
Lot Size Acres0.88
Lot Size SourceAssessor
Navigable Water Y/NNo
Parking FeaturesCircular Driveway, Paved Driveway
PoolNo Pool
Road ResponsibilityPrivate
Road Surface TypePaved
Total Parking Spaces12
Type of ParkingAttached Garage, Driveway
Water Oriented Y/NNo
Water SourceWell
Water View Y/NNo
Waterfront Y/NNo

Additional Details

Price History

Schools

Middle School Shiloh Middle School
High School Westminster High School
Elementary School Sandymount Elementary School

Rachel Shepherd

Price $299,900
MLS#MDCR2031434
List Date 11/20/2025
Property Type Single Family
Phone 703.929.4729
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