Rarely available! Stunning waterfront Colonial in sought-after Hammarlee Estates, offered for the first time since being built in 2021. This 4-bed, 3.5-bath home is beautifully maintained and move-in ready. Unlike many waterfront properties in the area, this home offers Public Water, Public Sewer, and Natural Gasa significant advantage for long-term comfort and convenience. Gorgeous curb appeal features vinyl siding with stone veneer, an architectural shingle roof (replaced in 2021), and sleek black fencing. The main level offers an open-concept layout with a vaulted-ceiling living room with an electric fireplace, separate dining area, and a main-level laundry room. The oversized kitchen boasts stainless steel appliances, a breakfast bar, and a huge pantryperfect for cooking and entertaining. The upper level includes four bedrooms all freshly painted with new flooring. The owners suite features a fully remodeled private bath with custom ceramic tile, a glass-enclosed shower, and a double vanity. The spacious lower level has been freshly painted and is ready for the flooring of your choice. This level includes a large family room, full bathroom, and a kitchenette with granite countertops, making it ideal for additional living space, entertaining, or a potential in-law suite. Enjoy modern comfort with dual-zoned HVAC, including a gas furnace replaced in 2023, heat pump replaced in 2012, and a gas water heater replaced in 2025. A large sunroom addition is ready for finishing touches and already includes new French and sliding doors, as well as electricity. Step from the sunroom onto a beautiful paver patio, grilling/sitting area, and a custom shed that matches the homes exterior. The fully fenced yard offers serene views of Bells Cove, creating the perfect waterfront retreat. Parking is easy with a multi-car asphalt driveway, two-car garage, and additional street parking if needed. The current owner does not need Flood Insurance. Great location, minutes from everything! Schedule your private showing NOW!