Welcome to a rare slice of Annapolis waterfront living! Nestled in Bay Highlands, the only community in town with its own private, peaceful creek, this updated 4-bed, 2.5-bath retreat offers the ultimate in tranquilityno bay access means no noisy boats, just year-round calm. Step inside and fall in love with the open-concept layout, perfect for everyday living or entertaining. The eat-in kitchen features smart storage with rollout drawers and brand-new 2024 appliances, including a gas cooktop, fridge, and dishwasher. The stone gas fireplace, hardwood floors, and built-in cabinetry add both charm and function throughout. The main-level primary suite is a luxurious escape, boasting a custom large soak-in tub and heated bathroom floorsthe perfect way to unwind after a day on the water. Enjoy your morning coffee from the private deck with views of the creek, or head outside to the sprawling stone patio to relax or host under the stars. Love the outdoors? Youll appreciate the newer pier, ideal for kayaking, paddleboarding, or just dipping your toes in the water. Plus: garage workstation, 10KW Wiesmann generator, built-in sprinkler system, Phelps water softener and well pump, washer/dryer (2018), and brand-new Coastal HVAC system (2024). The roof was replaced in 2023 and carries a 50-year transferable warranty. This is a truly move-in ready waterfront gemdont miss your chance to make it yours. Homes like this in Bay Highlands rarely hit the market. Schedule your private showing today before someone else seizes the serenity!